Maintaining awareness of one's Provident Fund (PF) balance is crucial for effective retirement planning. Several convenient methods are available for checking the balance, including DigiLocker, the EPFO portal, and SMS. This guide provides a step-by-step walkthrough of each approach.
Checking PF Balance via DigiLocker
DigiLocker provides a secure platform for accessing various documents, including EPFO statements. The process involves linking your UAN to DigiLocker.
Steps to Check PF Balance on DigiLocker:
- Log in to the DigiLocker website or mobile app.
- Search for 'EPFO' in the documents section.
- Select 'Employee Provident Fund Organisation'.
- Enter your UAN (Universal Account Number).
- Authenticate using the OTP received on your registered mobile number.
- Your PF statement will be displayed, showing your current balance.
Checking PF Balance via EPFO Portal
The EPFO portal offers a direct method for accessing your PF details. This requires an active UAN and registration on the portal.
Steps to Check PF Balance on EPFO Portal:
- Visit the EPFO member portal.
- Log in using your UAN and password.
- Navigate to the 'View' section and select 'Passbook'.
- Your PF passbook, including the current balance, will be displayed.
Checking PF Balance via SMS
For a quick balance check, SMS service is available. This method requires your UAN to be activated and linked to your KYC details.
Steps to Check PF Balance via SMS:
- Send an SMS to 7738299899 from your registered mobile number. The message format should be 'EPFO UAN ENG' (for English). Replace 'ENG' with the desired language code (e.g., HIN for Hindi).
- You will receive an SMS containing your PF balance details.
Comparison of Methods
- DigiLocker
- Secure, integrates with other digital documents, requires UAN linking.
- EPFO Portal
- Direct access to passbook, requires UAN and password, detailed statement.
- SMS
- Quick and easy, requires UAN activation, basic balance information.